Launch Embedded Payment Features
Fast, Compliant, and Scalable

Scale up virtual accounts, automate fund flows, and deliver real-time cash visibility through secure, modular APIs

What’s Holding Fintechs Back

Building reliable and scalable global payment functionality from scratch is complex, expensive, and risky. Without the right infrastructure, launching payments, wallets, or client accounts can take months — and even then, you're left patching together APIs, compliance, and operations.

This is what our Fintech clients tell us

Building Payment and FX Infrastructure In-House Is Time-Consuming

“We’re reinventing backend infrastructure that distracts from our core product.”

➤ Fennech gives you plug-and-play APIs for payment orchestration.

Integrating Banks and Systems Is Painfully Fragmented

“Every integration feels like a bespoke project.”

➤ Fennech unifies multi-bank data through standardised APIs and/or traditional methods.

Compliance and Audit Controls Are an Afterthought

“We need bank-grade compliance — without hiring a risk team.”

➤ Fennech is audit-ready, with full traceability and permissions baked in.

Scaling Payouts and Reconciliation Adds Cost and Headcount

“Reconciliation is manual, and volumes are rising fast.”

➤ Fennech automates transaction matching, booking and alerts in real-time.

Long Launch Timelines Slow Innovation

“We can’t wait 6 months to ship features.”

➤ Fennech helps you go live in weeks, not quarters.

Build Smarter. Launch Faster

Whether you’re building a fintech app, platform, or service, your clients expect seamless payments functionality. Here’s what we help you unlock — in days, not months.

Launch features in weeks

Prebuilt APIs for virtual accounts, cash flow automation

Rollout virtual wallets and accounts

Flexible account hierarchies with automated setup

Automate reconciliation across flows

Advanced Reconciliation Manager (ARM) for auto-matching

Provide real-time balances and movement

Multi-bank API integrations with live data feeds

Maintain enterprise-grade compliance

Audit trails, permissions, encryption, and controls

Scale without backend bloat

Modular platform that grows with your product

Built for Business Impact,Not Just Developer Speed

You don’t have to trade agility for compliance or speed for stability. Fintechs using Fennech reduce development timelines, streamline onboarding, and deliver finance features their clients trust.

Ian Moore, Head of Banking Relationships

“We selected Fennech to deliver our 2 major banking API and FX Hub infrastructures because we were impressed by both the flexibility, capability, and power of the Fennech platform, and the experience and expertise of the team.”

Marc Favero, CEO

“Fennech delivered a complex e-commerce trading network on time and on budget. The modularity and strength of their platform allows us to quickly add new functionalities to exactly meet specific client demands.”

Why Fennech Isn’t Just Another API Layer

Most embedded finance tools give you APIs. Few offer the enterprise-grade architecture, flexibility, processing, automation and real-world controls needed to go live with confidence. Fennech gives you a complete, composable orchestration layer — with compliance, auditability, and scalability built in.

Typical Embedded Finance APIs

Fragile workarounds
No real-time visibility
Manual reconciliation burden
Limited controls or compliance tools
Hard to scale

Fennech

Developer-first, finance-native infrastructure
Multi-bank live data feeds
ARM with intelligent rule-based matching
Full audit logs, access control, and alerts
Modular architecture to grow with your platform

Why build it all yourself when you can scale smarter with enterprise-ready infrastructure?

Key Capabilities That Power Fintech Builders

Fennech offers the core modules you need to build and scale embedded treasury — without compromising speed or control.

Live Bank &
ERP Integrations

Offer your clients real-time visibility and workflows they can trust.

Digital Cash
Ledgers Engine

Roll out account hierarchies instantly — by client, partner, or flow.

Modular
APIs

Use only what you need: payments, reconciliation, digital cash ledgers, forecasting, and more.

Compliance-Ready
Core

Log every action, set roles and rules, and export full audit trails.

Automated
Reconciliation

Auto-match inbound and outbound transactions with exception alerts.

Ready to Move Beyond Traditional Treasury Management?
Whether you're launching your first finance feature or expanding into multi-currency, multi-bank territory — Fennech gives you the tools to do it faster, better, and with full control.

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